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| Raising Girls |
| Public online group |
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Know anything about? Family Insurance? Similar situations? Could use some advice! Thanks!
So I've been playing the WAHD (Work At Home Dad) role for a little over a year now. I work in Finance and Real Estate sales from my home office part time. My wife and I found this to be the best arrangement for the time being seeing that her career provided more income stability as well as better health insurance options. I have to say that I love spending quality time with my little girl who is now 20 months and am grateful that I can be here for her. And though my work production has nearly faded into non-existence, I never take forgranted the memories/milestones I am able to share, create, and witness with my little girl - after all - I am a Dad over everything else, so thats my first responsibility. With that said, every family has its own unique way of evolving with each passing moment and circumstances that they face. The other day, the thought of me going back to work full time had been brought to the table and it seems a feasible idea. Probable in the sense that my wife would then become the SAHM, while I return back to work keeping in mind that we may have to live off of reserves for a few months til I re-establish my pipeline/production. It can be a little scary being self-employed in that paychecks don't come on a regular schedule - if they come at all! The idea is that my wife has worked really hard and could use this time to really enjoy our daughter as I have, and possibly take care of some unfinished business - going back to school online or whatever she wants to do. She deserves this, my daughter would love it, and I am ready to get back to the "real world". There is reluctancy on my part, and so I should be - I am definitely spooked about the economy and the market I'm in. I'm trying to remain positive knowing the person that I am and what I have accomplished in the past - but its still very scary knowing that the terrain is a lot different now and success doesn't come as easily in this new arena. Does anyone have a similar situation they are in? Any advice on shopping for family insurance that is inexpensive but covers everything? |
| Posted by JC on 01/21/2009 12:40 PM
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| When my husband owned his own business we got blue cross blue shield as our private insurance. It was good coverage for routine exams wellchild/woman, and covered 80% of most all innetwork and we had a $3000 max out of pocket, (which we had to use on my daughters hostipzation) and for a family of 3 it was less than 400 a month. This was over four years ago and nt sure how much private insurance cost now days. Just call go online and see what is available in your area. When it was just my husbands business we would pay three months in andavce for the just in case situations that if we did not have the money at the time the premium was due. |
| posted by Jennifer on 01/21/2009 01:18 PM
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JC-
I don't know if this is something you may want to look at, but I work from home as a marketing Rep for an impeccable company! As far as the economy goes, they have been in business for over 23 years, have GROWN each and every year, and are actually expected to DOUBLE in size within the next 48 months alone! I DON'T HAVE TO SELL ANYTHING, KEEP INVENTORY, OR DO THOSE SILLY PARTIES.
I say this because I am looking for some motivated business partners and it's something that you could definately work around your regular schedule and still allow you to stay home :)
I've been with the company for over a year and LOVE IT! *but also***as a member of our team, they have an insurance savings plan available too, so that may help!
If you'd like to take a look, you can contact me through my site. Your info will ONLY come to me, and I can give you a call and we can schedule a time to get you all the information!
Alicia
www.MyUnitedTeam.com
(go to Meet My Team and you can read about me and my team there. :) |
| posted by alicia on 02/06/2009 12:26 PM
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