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Hi Kalla,
I was like that too when my kids were that small. I have finally found a job that I can do from my home and make good money at. Here is my website so you can see what I do and see if you would like to do it to. www.homeinteriors.com/heatherlybrand
My email address is hplybrand@yahoo.com you can reach me there and talk to me about it if you would like. I could also send you some information on it. Let me know what you think, because I know how it is when you have to leave those precious kids at home.
Heather |
| posted by Heather on 08/29/2007 05:52 PM
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| Hi Kalla. I am going to go back to work also. We aren't in the best shape financially either. We moved to a cheaper area and were able to do it for a short time on one salary but now we are moving again and everything is more expensive. I did have 8 months of not working though. I'm not sure how I feel about not staying home anymore. Sometimes I am bored and need something to do. I also missed having my own money. It might not be as bad as you think. Hang in there. |
| posted by Terri on 08/29/2007 06:22 PM
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| I have to go back to work as well. My husband and I have accumulated a good amount of debt with me being at home. It does suck and I am going to miss Natalie so much it hurts, but I keep telling myself that her being in daycare may actually be a good thing. I know she will learn so much and she will have so much fun being around the other kids all of the time. The only thing is that I have to find a job that pays enough to make it worth while to put her in daycare! It has been pretty stressful at times and I get really upset. I know that going back to work is the best thing for us right now. |
| posted by Jamie on 08/29/2007 07:54 PM
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Kalla,
I had a similar problem-- except mine involved an already slim budget & needing to pay back my student loan that had already been deferred! I found this work at home company at cafe mom -- it's called Work At Home United. I really like it & have been able to help with the bills now! If you would like me to get you more info you can send me a message if you'd like.
Rochelle |
| posted by Rochelle on 08/29/2007 08:54 PM
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Hey Kalla,
I would work 40 to 60 hours a week until I hurt my Back and Legs, so I had to come home. It has been very hard on my family not having the second income. I started looking in 2004 for something I could do from home to help out. I came across an ad online so I wanted more information. After I received the information I started to same day. I would love to share this opportunity with you. email goofyhaggy@sbcglobal.net website www.themomteam.com/cindymitchell |
| posted by cindy on 08/30/2007 12:16 AM
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Hi Kalla,
Most people go through this in the beginning for two reasons, first they didn't save anything while they were working out side of the home and second they didn't change their spending habits before they came home and had already been living outside of their means. There are many reports that prove we work so that we can continue to afford to work. I was certainly one of those people. (Our biggest problem in our home is that we go to the grocery store or eat out whether we have gone shopping or not... a very bad bad habit for us.)
Anyway, placing a child in child care 90% of the time takes up all of your income that you think you'll bring home. They recommend that as a very last resort (and only if your starving :).
The other ladies have hit it on the head..try working form home first. Why don't you have child care in your home? Other than a few dollars at the dollar store for some occassional fun stuff and extra peanutbutter and jelly sandwiches.. there isn't a lot of cost for you. Plus you'll save the $75 - $100 in gasoline a month because they'll be driven to you!
Another alternative is if you live by neighbors. Do they work in the direction of a store? You could get a ride with them to save gas and work opposite shifts from your spouse so that you won't waste your money on daycare. Speaking of that, why go head first? Try just working weekends and see if you are able to have automatic depost and have a monthly bill atuomatically taken out so that you don't spend it on something else.
Usually after bare necessities there's only one or two bills that the wife would really need to help with. Another thing that gets people into trouble is that they don't have the $500 -$1000 in the saving s to pay for broken cars or appliances when they happen so they use their bill money instead and that sets them behind many weeks and that's what gets them into trouble.
Most of us forget to include everyday things in our home income:
car repairs,
gas increases,
winter heating increases,
gifts, presents (bdays, grads, weddings, work parties..)
appliance repairs or replacements,
home repairs
If you can put $5-$25 a week into an account that you absolutley won't touch (my husband does automatic deposit into a savings) this will help you tremedously. We also save all of our change and deposit that. Change also comes in handy for those little expendatures and costly surprises for the kids... a dollar icecream at McDonalds goes a very long way with a free video from the library for a weekly family night and since children naturally love traditions this is a very inexpensive fun one for the family.
Look at the checkbook and see what are the minigods. Is there a cable bill? Cable costs can be reduced and even disconnected. We haven't watched it in years and in our area that is a savings of $85 per month for basic. We go to the library its huge and watch tv each night for free with the latest dvd's.
Check the menu, is there costly snacks on it? Making your own is very very inexpensive and creates family memories that are priceless. What husband doesn't like to brag about his homemade cookies in his lunch? We know several business owners who won't pass those up. At one friend's job the poorest man there gets the most respect because on Fridays his wife sends in a crockpot of chili for everyone with homemade rolls, dirt cheap to make. Because of that the other guys bring them fresh bushels of produce fromt heir gardens and she freezes and cans the food for winter. She wins out huge and so does her husband's pride!
Anyway if you choose to work out side of the home -- make a year long plan with your husband-- very detailed with what your doing with the money. Then if you are not sticking to the plan within 8 weeks something is wrong and you need to fix it or you will be doing it all for nothing.
hope this helps. |
| posted by Tina on 08/30/2007 07:36 AM
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Hey Kalla,
At first I thought that I wouldn't be going back to work either, but like you had to cut back on everything that we didn't absolutely NEED just to be able to pay the bills. Working didn't even seem like much of an option for me though because I don't know many people where I live and have no family here, so who would take care of the baby? Luckily a friend of mine works at a restaurant owned by his parents, so they allow me to come into work after my boyfriend gets home so that the baby can stay with him. It's really awesome because I don't worry about my son because he's at home with his father and it's totally free. I was working again when my son was only 4 weeks. I only work 3 nights per week from 6:30-10:00 and am making great money because it is such an upscale place. It might suck to think about going back to work, but think about the extra money you will have and not cutting back on luxuries. I'd take a little work over not being able to go shopping for that cute little baby any day. If you have any experience at all waiting tables, I would look for serving jobs because the money is fabulous (I usually average $25 per hour) and you should be able to get shifts opposite of your husband so that he can stay with the baby. Good Luck! |
| posted by Amy on 08/30/2007 11:49 AM
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| I had to go back to work when my daughter was 5 months and I put her in a home daycare which was cheaper, but in the long run it really wasn't, plus the daycare provider made my daughter sleep all day and then at night she was up for me and I needed sleep in order to go to work the next day! So that didn't last long. So now I have been at home with her ever since and she is 17 months. My husband got a promotion and I am able to stay home now! Just research the daycare first there are some good ones out there! Try doing something at home, or even sell Avon or something that you won't have to invest alot of money into. Good Luck! |
| posted by charise on 08/30/2007 05:46 PM
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Luckily if went back to work my son would be able to go to his great grandmas a coupe days and my husband who works as a firefighter would be home the other days with him.... it does suck but i think and know in the long run it will help us out greatly... its either this or my husband works A LOT more and that is not an option.... he would never be home!
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| posted by Kalla on 08/30/2007 06:05 PM
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Hi Kalla,
I start back in two weeks after having three years off. No matter how old the babies are it's never easy. My youngest is 11 months. It's what we have to do in order to give our children what they need. I am scared, nervous, already missing my babies. I am comfortable going back and leaving them with my mom but still know I will miss them. It does suck, we should be paid well for raising our children, it just doeasn't work that way...good luck to you! |
| posted by tara on 08/31/2007 02:43 PM
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HI KALLA,WHEN MY SON WAS ONLY 3 WEEKS OLD I HAD TO GO BACK TO WORK...WE NEEDED THE $,BUT IT WAS TO SOON CUZ I WAS ALWAYS CALLING HOME OR LEAVING WORK EARLY.THEN IT GOT BETTER.I WORKED FOR A YEAR AND THEN I QUIT AND STAYED HOME FOR TWO MONTHS WITH MY SON...WHEN I FINALLY WENT BACK I MISSED OUR ALONE TIME SOO MUCH BUT WE NEED THE $ SO NOW I STAY HOME DURING THE DAY AND WORK 5-9 AT NIGHT...SO ITS ONLY 4 HOURS AWAY AND THATS OK BECAUSE IT GIVES ME A SMALL BREAK WHICH WE ALL NEED AND FOR EXTRA INCOME I BECAME AN INDEPENDENT CONSULTANT FOR ARBONNE...SO I WORK AT HOME,TOO.MAYBE YOU COULD TRY THAT BECAUSE IT'S FUN AND DOES NOT REQUIRE ALOT OF TIME,AND YOU NEVER LOOSE A DOLLAR....IF YOUR INTERESTED CONTACT ME HERE OR BRENNYNSMOMMA@aol.com and check out our website for more info at www.arbonne.com my id # is 16995431
hope i offered you some help and put your mind to ease. |
| posted by ANDREA on 08/31/2007 05:28 PM
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