Oh, God, I wish I had the answer to the "budget" thing - I struggle and struggle because my sons' dad has been without a job for over 2 years, so I pay for EVERYTHING for the kids. I've also taken 3 pay cuts over the last 18 months at my job. I had to downsize and move to cheaper apartment. I'm drowning in debt! But some of the things I do to cut corners are: Getting things 2nd hand - clothes, toys, everything. I use Craigslist a lot and around here in NJ, we have a website called "Trash 2 Treasure" which is basically a "freecycling" thing. People post items they need and items they are giving away. I got a grill last summer somebody was giving away and the TV in my kids' room for $20 on Craigslist. Plus I frequent yard sales and I've let my friends know that if they have clothes they want to hand-me-down, I will take them. You could try to connect with moms at your son's school and start a "clothing swap". I clip coupons and scour the newspapers each week to see what store has the best deal on food. There always seems to be an unexpected expense that pops up so I tend to fly by the seat of my pants! |