My husband works for the state and we are dealing with a % cut on his income..that being said, I feel so overwhelmed with our finances..I can't sleep at night because in my head, I'm always trying to figure out how we're going to pay our bills on top of providing for my kids..I'm in desperate need of some advice

Lily

It may not be what you want to hear. But, you are going to have to downsize. Cut back as much as you can. Clip coupons. Keep all your receipts to see what you are spending. Then make a budget. Watch sales papers. Buy only the things needed. Last but not least stop worrying. I know its easy say. Sometimes worrying makes things worst. Just keep believing everything will work out.