Give them chores, set guidelines and expectancy, if they follow through reward them.
You can give them nickels to help them learn how to dress themselves in the mornings when they are little. It means they are working themselves and learning at the same time.
what better way to teach about responsibility? mine learn the value of things. they have to work for the things they want. they buy little things for themselves. they have more concern for the things they have to pay for