IF I had extra money to spend on anything besides bills I would spend them on my family, and maybe myself if I've gotten the things I wanted for them first
We are in the same boat as Amers. If we had extra money we would spend it on our immediate family such as our son and daugher then we would pay off our cars. We don't want to rent anymore since it is so high and we can't find anything comparable for less money so we are looking for a house. If we won the lotto or came into money we would build the house of our dreams, pay off all our bills, set up college funds, buy my grandparents a new house since their sub pump keeps flooding thier basement, pay off all my husband's parents bills, go on my dream trip to Europe. I have always dreamed of building my own building to house and help homeless people get back on thier feet. We would also donate to other chairities. Even though we don't have much money we still donate to the salvation army money every year.